Interbank Exchange Solutions

Utilizing a single platform, ProfitStars delivers a full complement of Interbank Exchange solutions to accommodate intrabank and interbank exchange transactions involving paper, data, image, and check conversion.  All work, regardless of its type or origin, is integrated into a streamlined workflow to reduce manual effort and costs while increasing quality and accelerating processing. Our Interbank Exchange Solutions make the processing of transactions received from other financial institutions, and from interbank exchange networks such as SVPCO and Viewpointe, more efficient and less costly, and they facilitate your transition to image exchange. 
 
Each Interbank Exchange Solution uses ProfitStars' Alogent Payments Gateway operating as a real-time, intelligent, payment-processing engine.  Alogent Payments Gateway collects, corrects, balances, and distributes paper, data, and image transactions from all points of origination to multiple, configurable endpoints.  Alogent Payments Gateway receives all types of transactions from other financial institutions, routes them for optimal processing, and distributes them to their appropriate endpoints – all based on unique, configurable business rules.

As image exchange agreements, quality standards, and third-party clearinghouse participation continue to evolve, banks are challenged with accommodating a variety of image exchange alternatives, as well as near constant adaptation to change.  While banks can implement solutions from multiple vendors to accommodate multiple inputs and workflows, it is far more efficient and cost effective to work with one vendor who can provide a single, Unified Payments Gateway^TM to accommodate all inputs, outputs, and workflows in one streamlined solution.

Interbank Exchange Solutions for Your Bank

ProfitStars offers the following Interbank Exchange Solutions for your bank:

• Interbank Exchange - Outgoing Transit Solution  -  Enables image exchange within your bank’s current payment system infrastructure, whether that is CPCS, imageCPCS, SuperMICR, or IPS. Supports all ECP and image exchange modes, allowing you to efficiently send transaction information to other financial institutions and endpoints. Outgoing Transit supports all workflows.
  
  
• Interbank Exchange - Inclearing Solution - Accepts image, data, and paper inputs from all external sources, and applies Intelligent Business Rules to route each transaction to its proper workflow for processing and final resolution. Many optional applications are available to further speed processing while reducing effort and costs.
  
  
• Interbank Exchange - Image Quality Intercept  - Provides an intelligent, flexible, automated process to ensure image quality, integrity, and usability for all incoming and outgoing transactions.  Most importantly, it does so before loading them to your bank’s archive system.  Your image archive is populated with high-integrity, readable images to minimize your risk and satisfy all emerging warranty requirements.
  
  
• Interbank Exchange - IRD - Accepts data and image files from all points of origination and verifies image quality, usability and integrity, prior to printing Image Replacement Documents for good images.  It also gives you the ability to group IRDs by endpoints and to produce cash letters to accompany the IRDs.

Benefits of ProfitStars' Interbank Exchange Solutions

• One platform manages all inputs, workflows, and endpoint routing
• Accepts all image, data, and paper inputs from all outside sources
• Intelligent, configurable business rules provide consistency and quality
• Reduces the cost of transaction processing for all workflows
• Reduces the amount of manual effort and overhead
• Accelerates use of funds
• Enhances float management
• Increases profit